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Hire-purchase
Valid only in the economic territory of Estonia, Latvia and Lithuania.
Pay later
Choose ESTO pay later to pay for your purchases. Confirm your purchase with just a few clicks, get your order delivered and pay back within 30 days without any extra charges! Be smart and choose ESTO pay later to pay for your purchases! Pay later is the smart way to pay – get the goods now and pay back on a flexible repayment plan. Get exactly what you need with just a few clicks – no interest, no surcharge and no deposit!
The pay later payment method is provided and managed by ESTO AS.
WHAT IS ESTO?
ESTO is a financial services company that dates back to 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, and its partner network includes more than 2,600 partners and stores and over 300,000 customers. Check the terms and conditions here: www.esto.ee If necessary, contact an ESTO AS employee – info@esto.ee or www.esto.ee LIVE chat window.
ESTO Hire-purchase
ESTO hire-purchase is a quick and convenient payment solution that gives you the option to pay in instalments. Choose the monthly payment and repayment schedule that suits you. ESTO makes credit decisions in real time.
WHAT IS ESTO?
ESTO is a financial services company that dates back to 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, and its partner network includes more than 2,000 partners and stores and over 200,000 customers. Read more: esto.eu/ee
Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products. For example, for a loan amount of €290 with a fixed interest rate of 14.90% per year for 12 months and a contractual fee of €0, the APR is 38.19%, the monthly payment is €28.67 and the total amount to be repaid by the consumer is €344.04. Hire.purchase is a financial commitment and you should carefully read the terms and conditions of the contract and, if necessary, consult an ESTO AS employee or other professional before making a decision. Hire-purchase services are provided and managed by ESTO AS.
ESTO 3
ESTO 3 is a new generation payment method that allows you to pay conveniently and quickly in three equal instalments, without any extra charges!
WHAT IS ESTO?
ESTO is a financial services company that dates back to 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, and its partner network includes more than 2,000 partners and stores and over 200,000 customers. Check the terms and conditions: esto.eu/ee